Business Checking Account

Find information here about the many options we offer in business checking solutions.  We can help you find the perfect fit, so you don’t pay for what you don’t need.

Business Savings Account

Find information here about Investment Sweep Account.

Cash Management

Find information here on the wise range of products that we offer to help managing your cash flow easier.

Credit Card Application


Commercial Loans

From Commercial Real Estate Loans to Operating Lines of Credit, we have a diverse portfolio of products and services to help you fund your business.

Online Services

Find information here about First Bank’s many online services.

Private Client Services

Owning and operating a business isn’t the easiest job in the world. “As your Private Banker, I am ready to make managing your finances much easier”.

Allpoint ATM Network

As a customer of First Bank, you have access to over 55,000 surcharge-free ATMs at your favorite retail locations.  Get cash at the convenient location nearest you as often as you like; it’s all surcharge-free.  Just look for the green Allpoint sign.


Allpoint ATMs can be found at retail locations including Target, Walgreens, CVS, Kroger and Speedway, to name a few.  And that isn’t limited to the U.S.  Allpoint is also represented in the following countries:

  • Canada
  • Puerto Rico
  • United Kingdom
  • Australia
  • Mexico

To find the Allpoint ATM nearest you, choose one of these options:

  1. Visit
  2. Download the free mobile app for your IOS (App Store), Android (Google Play) or Windows (Windows Phone Store) device.
  3. Call the Voice Assistance ATM Locator at (800)-809-0308, Option 2

Other Services

Find information here about Employee Choice Banking, Health Savings Accounts, 401K Services, and Payroll Services.


Online Banking

Did You Know?

You can deposit checks online using a scanner. You can deposit checks online.
Learn more

Dept. Contacts

Laurie Carr
Vice President
Private Client Services
(765) 973-4296
(800) 548-8138, ext. 296

Bill Glunt
Vice President/Commercial Lending
31 North 9th Street
Richmond, IN 47374
(765) 973-4292
(800) 548-8138, ext. 292

Craig Lichtenberger
Vice President/Commercial Lending
31 North 9th Street
Richmond, IN 47374
(765) 973-4311
(800) 548-8138, ext. 311

Melissa Matney
Vice President/Commercial Lending
31 North 9th Street
Richmond, IN 47374
(765) 973-4250
(800) 548-8138, ext. 250

Austin Schultz
Vice President/Commercial Lending
1835 Marketplace Blvd.
Shelbyville, IN  46176
(317) 398-1000

Randy Smith
Vice President/Commercial Lending, Special Assets
31 North 9th Street
Richmond, IN 47374
(765) 973-4283
(800) 548-8138, ext. 283

Paul Witte
Sr. Vice President
Commercial Lending and Leasing Manager
31 North 9th Street
Richmond, IN 47374
(765) 962-2581, ext. 515
(800) 548-8138, ext. 515

Note: Please do not include any personal or account information when submitting an e-mail. E-mail messages are not encrypted. If you need to give personal or account information, please telephone us or stop by one of our convenient locations.