Certificates of Deposit (CD)

Fixed-Rate CD

  • For customers who are interested in earning a fixed rate of interest that is typically higher than other savings products.
  • Available in terms of 3, 6, 18 and 30 months; and 1, 2, 3, 4 and 5 years.
  • Minimum opening balances range from $500 to $5,000.
  • Tiered Interest rates based on opening account balance.

My Fit CD

  • For customers who are worried about missing out on a better rate.
  • 5 year term.
  • Minimum opening balance $,1000.
  • Unlimited deposits during the first 24 months of the term.
  • The interest rate can be exchanged one time during the term for the rate posted on the rate schedule for the term closest to the remaining term of the certificate. 


View Current Rates

Online Banking

Did You Know?

You can deposit checks online using a scanner. You can deposit checks online.
Learn more

Dept. Contacts

Main Office
20 North 9th Street
Richmond, IN 47375
(765) 962-2581
(800) 548-8138

For Information about any of our personal banking products, or to open a new account, please contact your nearest First Bank branch.

First Line Telephone Banking

To report a lost or stolen Visa Check Card:
8am – 5pm, Monday – Friday
First Bank Customer Support Department
(765) 962-2581
(800) 548-8138

After business hours
(800) 236-2442


Note: Please do not include any personal or account information when submitting an e-mail. E-mail messages are not encrypted. If you need to give personal or account information, please telephone us or stop by one of our convenient locations.