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*Subject to credit check and approval. Offer valid on primary residences only, to those customers who do NOT currently have a HELOC and have a loan to value under 80%. APR of 6.99% available for this 10-year variable rate product. After the 6-month intro period, the rate for the product will reprice based on Prime rate adjustments (currently 8.50%). Maximum credit line up to $50,000 and the minimum loan amount is $5,000. No closing costs, however, an annual fee of $65 will apply. Proof of property insurance required.
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LIMITED TIME ONLY
The Annual Percentage Rate (APR) of 3.686% is based on an example loan of $25,000.00, with 71 monthly payments of $385.47 and a final payment of $385.81, a processing fee of $135.00 (normally $175.00), and a $30 VSI. Term: Maximum 48 months for unsecured loans and up to 72 months for new cars. Minimum loan amount $1,500.00. This loan special is subject to credit check and approval, with no prepayment penalty. Offer valid October 1-31, 2022.
Pam Stoops
Sr. Vice President
Retail Lending Manager
NMLS# 773329
Phone: 765-973-4317
pstoops@firstbankrichmond.com
Alex Schwanitz
Vice President
Retail Lending
NMLS# 1798029
Phone: 765-973-4212
aschwanitz@firstbankrichmond.com
Teresa Jansing
Asst. Vice President
Retail Lending
NMLS# 773324
Phone: 765-973-4245
tjansing@firstbankrichmond.com
Pam Parrett
Asst. Vice President
Retail Lending
NMLS# 543428
Phone: 765-973-4240
pparrett@firstbankrichmond.com
Leslie Werking
Asst. Vice President
Retail Lending Officer
NMLS# 773332
Phone: 765-478-4451
lwerking@firstbankrichmond.com